Reem Community Bank P.S.C., commonly presented as Reem Bank, is a UAE national conventional specialized bank headquartered in Abu Dhabi. It entered the Central Bank of the UAE register in 2026 and operates as a fully digital bank without physical branches. Dubai residents can use Reem through its digital channels, but there is no Reem retail branch network in Dubai to visit.
Bank Details
| Official Bank Name | Reem Community Bank P.S.C. |
|---|---|
| Brand Name | Reem Bank |
| CBUAE Category | National Bank — Conventional Specialized |
| CBUAE Identification Number | 01.01.07.068.2026.01 |
| Head Office Emirate | Abu Dhabi |
| Registered Office | Al Bateen Towers, Tower C2, 18th Floor, Office 1801, P.O. Box 111422, Abu Dhabi, UAE |
| Service Model | Fully digital banking through mobile and online channels |
| Physical Branches | None |
| Customer Support | 24/7 call center |
| Phone | +971 600 573366 |
| Customer Service Email | customerservice@reembank.ae |
| Official Website | Reem Bank |
| Official Licence Check | Central Bank of the UAE register |
Reem Bank’s published General Terms state that the bank serves customers primarily through digital platforms and does not operate physical branches. Its Abu Dhabi registered office is a legal and corporate address, not a retail branch. A separate “Reem Bank Dubai branches” page would therefore misrepresent the bank’s current operating model.
How Reem Bank Works for Dubai Customers
Reem is headquartered in Abu Dhabi, but its digital model is designed for customers across the UAE. A Dubai resident does not need a Dubai branch to start the banking relationship. The bank’s website directs customers to mobile onboarding and says an account can be opened in minutes without paperwork or a branch visit.
Reem promotes account opening through its mobile channel, with the application and identity checks completed digitally.
The bank does not operate physical branches. Customers who depend on teller counters or routine face-to-face banking should factor that into their account choice.
Reem publishes round-the-clock call-center availability for account and service support.
The bank’s services are delivered through digital channels, so the head-office emirate does not limit normal app access for eligible UAE customers.
Personal Banking
Reem’s current personal-banking information covers digital account access, payments, account management, personal loans and credit cards. The bank also advertises additional investment-related features as coming soon, so those future services should not be treated as currently available until Reem activates them.
The personal account is designed around app-based access and digital account management rather than branch service.
Reem states that its digital platform supports fast payments and account activity management through the mobile experience.
Personal financing is listed among the bank’s current personal products. Eligibility and pricing depend on the bank’s current product terms.
Credit cards are part of the current personal-banking offer. Card fees, eligibility and finance charges should be checked in the latest KFS before applying.
Business and Platform Banking
Reem Bank describes its customer base as broader than personal banking. Its official information identifies individuals and families, corporates and SMEs, and fintechs and digital wallets as core customer groups. Business customers should check the exact account, payment and financing services currently open for applications because product availability can change as the bank expands its platform.
Digital Account Opening
- Start through Reem’s official digital channel: Use the bank’s website or mobile app link rather than an unofficial download or third-party application page.
- Complete identity verification: Follow the in-app identity and customer-information checks required for the selected account.
- Review the product documents: Read the current KFS, fees and account terms before accepting the product.
- Complete bank approval: Digital onboarding can be fast, but account opening remains subject to the bank’s eligibility and verification process.
- Use digital support when needed: Reem publishes 24/7 telephone support for customers who need help outside normal office hours.
Reem is listed by the Central Bank of the UAE as a conventional specialized national bank. This is a regulatory classification and should not be treated as identical to the licence category of every large UAE retail bank.
Branches and In-Person Access
There is no Reem retail branch list for Dubai because the bank states that it does not operate physical branches. Its registered office is in Abu Dhabi, but that address should not be presented as a normal teller branch. Customers who regularly need branch cash services, document stamping, in-person relationship support or other counter-based transactions should compare Reem’s digital model with banks that maintain physical branch networks.
A branch locator page is appropriate only when a bank has public retail branches to list. Reem’s published model is branchless, so creating location entries merely to match other bank profiles would give users the wrong expectation.
SWIFT and Transfer Verification
A separate Reem Bank SWIFT/BIC page should not be published unless the code can be verified from an official Reem Bank source or another authoritative banking source. The official public Reem pages reviewed for this profile do not provide a SWIFT/BIC that should be presented as confirmed.
Do not copy a Reem SWIFT/BIC from an unverified directory. For any transfer that requests bank-routing information, use the details shown inside the customer’s Reem account or confirm them directly with Reem Bank before sending funds.
Reem Bank and Other Digital Banks
Reem now belongs in the same practical comparison set as other UAE digital-first banking options, but its no-branch model is an important distinction. The broader digital banking options for Dubai expats page compares Reem with Wio Personal, Liv, Mashreq Neo, ADCB’s digital route, Mbank and ruya according to user needs rather than treating every digital bank as the same product.
Official Verification
| CBUAE Licence | Central Bank of the UAE licensing register |
|---|---|
| Bank Website | Reem Bank official website |
| Personal Banking | Reem personal account information |
| Contact and Support | Reem Bank contact page |
| Bank Terms | Reem Bank General Terms and Conditions |
Important Points
Is Reem Community Bank a Licensed UAE Bank?
Yes. The Central Bank of the UAE register lists Reem Community Bank P.S.C. as a national conventional specialized bank with its head office in Abu Dhabi.
Does Reem Bank Have Branches in Dubai?
No. Reem’s General Terms state that the bank does not operate physical branches. Dubai customers use its digital channels rather than a Dubai retail branch.
Can a Reem Account Be Opened Digitally?
Yes. Reem promotes mobile account opening in minutes without paperwork or a branch visit. Account approval still depends on identity verification, eligibility and the terms of the selected product.
Is Reem Support Available 24/7?
Yes. Reem’s official contact information lists its call center as available 24 hours a day, seven days a week.
What Is Reem Bank’s SWIFT Code?
No SWIFT/BIC should be presented as confirmed until it is verified through an official Reem Bank source. Use account-specific transfer instructions or contact the bank directly when a payment requires routing details.
