Zand Bank Dubai refers to Zand Bank PJSC, the UAE’s fully licensed all-digital bank with its registered address in Downtown Dubai. It is mainly relevant for users looking for bank details, corporate banking access, contact information, SWIFT details, and the bank’s digital operating model.
Bank Details
| Bank Name | Zand Bank PJSC |
|---|---|
| Bank Type | All-digital bank |
| Registered Address | Emaar Square, Building 6, Level 1, P.O. Box 62593, Dubai, UAE |
| Regulator | Central Bank of the UAE |
| Main Phone | +971 600 502 328 |
| Corporate Support Email | customerservice@zand.ae |
| Fraud Reporting Email | fraud@zand.ae |
| Main SWIFT / BIC | ZANDAEAAXXX |
What Zand Bank Dubai Is
Zand Bank is a Dubai-based digital bank built for the UAE’s modern financial market. Unlike a traditional bank with many public branch counters, Zand’s model is centered on digital banking, corporate services, institutional clients, fintech activity, and regulated financial technology.
The bank received its UAE banking licence from the Central Bank of the UAE and operates as Zand Bank PJSC. For users searching “Zand Bank Dubai,” the main practical details are the registered Dubai address, contact channels, corporate banking support, and transfer information.
Zand should not be searched like a traditional retail branch network. The public information available from the bank points to a registered Dubai office and digital support channels rather than a large walk-in branch list.
Dubai Address and Contact Details
Zand Bank’s registered address is in Emaar Square, Building 6, Level 1, in Downtown Dubai. This address is useful for bank records, corporate documentation, and transfer forms when a bank address is requested.
Contact Details
| Registered Office | Emaar Square, Building 6, Level 1, Dubai, UAE |
|---|---|
| P.O. Box | 62593, Dubai, UAE |
| Phone | +971 600 502 328 |
| Corporate Banking Support | customerservice@zand.ae |
| Fraud Concerns | fraud@zand.ae |
Before visiting the office, opening an account, sending documents, or arranging a large transfer, confirm the latest process directly through Zand’s official website, app, relationship manager, or contact centre.
SWIFT and Transfer Details
For international transfers, Zand Bank’s main SWIFT/BIC is ZANDAEAAXXX. This code identifies Zand Bank PJSC in Dubai for payment routing. Some transfer forms may accept the shorter 8-character version, ZANDAEAA, while others require the full 11-character format.
A SWIFT or BIC code identifies a bank in international payment systems. It does not replace the beneficiary’s IBAN, account name, or payment purpose details.
In the UAE, an IBAN starts with AE and is used to identify the beneficiary bank account. A transfer normally needs both the bank code and the correct beneficiary IBAN.
Transfer Details
| Beneficiary Bank Name | Zand Bank PJSC |
|---|---|
| SWIFT / BIC | ZANDAEAAXXX |
| Bank City | Dubai |
| Bank Address | Emaar Square, Building 6, Level 1, Dubai, UAE |
| Required From Beneficiary | Full account name, UAE IBAN, and payment purpose details where requested |
Services Linked to Zand Bank
Zand’s public positioning is different from a mass-market branch bank. The bank focuses on digital financial services, corporate banking, fintech clients, institutional services, and digital asset-related banking under regulated structures.
Business users may deal with Zand for account services, corporate banking support, and relationship-managed banking needs.
Zand is closely linked with the UAE’s digital finance sector, including fintech firms and institutional clients that need regulated banking rails.
Zand has a regulated digital asset custody activity for eligible clients. This is not the same as a general retail crypto wallet or informal trading service.
The bank publishes settlement details for corporate clients, including SWIFT and correspondent banking information for supported currencies.
Account Access and Support
Zand’s banking experience is designed around digital access rather than routine counter service. Corporate clients normally use digital channels, relationship manager support, or the bank’s contact centre for account-related questions.
- Check Eligibility: Confirm whether the account or service is available for your business type, residency status, and banking need.
- Use Official Channels: Start through Zand’s website, app, relationship manager, or contact centre.
- Prepare Business Details: Corporate onboarding may require company documents, ownership details, activity information, and compliance checks.
- Confirm Transfer Details: For incoming payments, verify the SWIFT code, IBAN, beneficiary name, and purpose of payment before sharing instructions.
Public retail branch hours are not the main way Zand presents its service model. For appointments, document submission, or account support, use the official contact centre or your relationship manager before planning a visit.
How Zand Fits Dubai Banking
Dubai’s banking market includes traditional branch banks, Islamic banks, foreign banks, digital banks, exchange houses, payment firms, and fintech platforms. Zand sits on the digital banking side of that market, with a stronger connection to corporate finance, regulated digital infrastructure, and technology-led banking services.
This makes Zand more relevant for users who need bank-grade digital services than for users simply searching for a nearby cash counter or mall branch. For everyday walk-in branch banking, the user intent may be better matched by banks with larger public branch and ATM networks.
Important Points
Does Zand Bank Have Dubai Branches?
Zand has a registered Dubai address, but it is not presented as a traditional bank with a large public branch network. Treat it as a digital bank and confirm any visit or appointment directly with the bank.
Can I Use ZANDAEAAXXX for Transfers?
ZANDAEAAXXX is the main SWIFT/BIC shown for Zand Bank PJSC. A transfer may also require the beneficiary’s exact account name, UAE IBAN, bank address, and payment purpose information.
Is Zand Bank Licensed in the UAE?
Yes. Zand Bank PJSC is licensed by the Central Bank of the UAE. Its digital asset custody activity is also presented under a regulated structure for eligible clients.
Is Zand Suitable for Personal Banking?
Zand’s public materials place strong emphasis on corporate, institutional, fintech, wealth, and digital-economy clients. Anyone looking for a personal account should confirm current availability directly with Zand before applying.
Verification Before Using Zand Details
Bank contact details, settlement instructions, and onboarding rules can change. Use the information above as a reference point, then verify the final details through Zand’s official channels before sending money, submitting documents, or relying on account information for a business transaction.
Never share passwords, card security codes, one-time passcodes, private banking credentials, or payment approval codes with anyone claiming to represent a bank. If a message looks suspicious, contact Zand through its official phone number or fraud reporting email.
